iOS 11.2 Update Introduces Apple Pay Cash

November 09, 2017

Apple Pay Cash Live in iOS 11.2

Apple plans to introduce Apple Pay Cash in their iOS 11.2 and watchOS 4.2 updates. The feature is now live for US public beta testers.

Apple Pay Cash works through the Messages app. Its purpose is to allow for quick person-to-person money transfers, much like Square Cash or Venmo. The cash is transferred via iMessage transactions.

Anyone can send cash via a linked debit or credit card. Credit card transfers will ding you a 3% fee, but debit card transactions are free. The cash received gets stored in your Apple Wallet. Once the money is in the Apple Wallet, it can be used for purchases, or transferred to a bank account, to pay for silly things like “bills” and “food.”

Apple pay only works on one-to-one transactions – it does not allow cash to be transferred in group chats.

You’ll also be able to use Apple Pay Cash on your Apple Watch with the watch OS 4.2 update. Simply send that green right from your wrist using the message app.

Apple first announced person-to-person Apple Pay as an iOS 11 feature at its Worldwide Developers Conference in June, but hasn’t appeared in any beta releases until now.  Apple has confirmed it would be coming in a future iOS 11 updates.

Apple Pay Cash – Official Apple Support

Apple Beta Software Program

• Apple Pay Cash launches in beta today, letting you send and receive cash in Messages


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